Refact.ai

Writing boilerplate, refactoring old code and hunting through a large repo take time, and Refact.ai is an AI coding assistant that handles those jobs with code completion, refactoring, chat and an autonomous agent.

The free plan costs $0 a month and includes the agent capabilities, 5,000 coins for agent and chat use, unlimited fast auto-completion, a codebase-aware vector database (RAG), a self-hosting option and Discord support.

Coins are the catch: once they run out, chat and agent work stops until you buy more.

The Pro plan is $10 a month.

It adds 10,000 coins renewed monthly and thinking abilities, and you can buy extra coins from a $5 minimum at $1 for 1,000 coins.

Enterprise, called PrivateServer, builds on Pro with LLM fine-tuning, multi-GPU load sharing, access control for detailed statistics, and on-prem or private cloud deployment.

It also promises complete code privacy with zero telemetry leaving your environment, plus priority support.

Teams with strict privacy needs will find the self-hosted and enterprise options the main draw of Refact.ai.