Digitap

Banking APIs are a crowded category, and Digitap narrows it to two jobs: credit underwriting and digital customer onboarding.

Digitap is an AI API platform for banks and FinTech companies that analyzes financial data and handles steps a lender takes before and after signing up a new customer.

The product is split into suites.

Onboarding covers the customer journey from first contact.

Alternate Data brings non-traditional inputs into borrower assessment.

Expense Manager works with spending information.

Digitap also operates as a TSP for Account Aggregator, which matters if your institution needs to pull consented financial data from other providers.

Document extraction, OCR and image analysis are part of the picture, so expect Digitap to read the paperwork that lending and onboarding usually involve.

Sales are built for enterprises in banking, and pricing follows an enterprise model.

That makes sense for lenders and FinTech teams with a defined underwriting or onboarding workflow.

It is a poor match for a small side project that wants a self-serve API key.