Daylit

Chasing invoices and waiting on customer payments eats time that small finance teams rarely have. Daylit is an AI accounts receivable and working capital platform that automates much of the manual A/R work and offers financing products to cover cash flow gaps.

Opening an account is free, but the financing itself is not: processing and monthly fees apply to transactions, and the rate you get depends on AI-driven underwriting, so it varies by business and risk profile.

Applications are quick, with funding often arriving the next business day.

Credit limits can grow with your business, and the line of credit needs no collateral or personal guarantee.

The online dashboard runs around the clock, and the terms list no setup fees or prepayment penalties.